Checked by WealthPrism: On the FCA register, FRN DEMO-FCA-0003, checked
Director, financial planner · Manchester
Lorna Saltmarsh
Qualifications CFA® · Chartered Financial Planner · Chartered Wealth Manager · CTA · TEP
Retirement planning for people within ten years of stopping work.
At Saltmarsh Grieve Planning
- In practice since
- 2009
- Register entry checked by WealthPrism
- FCA
- First meeting
- Free
- Languages: English, Polish
- 2
In Lorna’s words
Retirement planning for people within ten years of stopping work. We visit people at home across Greater Manchester.
How Lorna’s advice works
Restricted · Advice that is not independent, as the FCA defines it: it may be limited to certain kinds of product, certain providers, or both.
The firm says it is an appointed representative of Example Network Partners Ltd.
Restricted advice
Covers: Pensions and retirement income from a panel of providers
- Works fromManchester
- The least a person usually hasNo minimum
Lorna helps with
Retirement and pensions
Pensions and the move into retirement: saving into a pension, bringing old pensions together, and the ways a pension can pay an income.
- Retirement planning
- Drawing an income in retirement
- Annuities
- Pension drawdown
Later life
Planning for later life: paying for care, releasing money from a home, and lasting powers of attorney.
- Paying for long-term care
What it costs
£1,500
Initial charge · as a fixed amount
0.5%
Ongoing charge · of what is managed
Platform and fund charges · Not included in the charges above
VAT on top
Every fee and note
- Initial charge£1,500 as a fixed amountPaid when the work is agreed
- Ongoing charge0.5% of what is managedPaid monthly
- First meetingFree
Where Lorna works
The area they gave, not an exact address
- Will travel up to 10 miles to meet people
- At your home: Across Greater Manchester
- Phone and email are not shown on WealthPrism
Qualifications
5 checked by WealthPrism
Qualification checkCFA charterholderChartered Financial Analyst, awarded by CFA Institute.
CFA InstituteChecked
Qualification checkChartered Financial PlannerChartered Financial Planner, a title the Chartered Insurance Institute gives to individuals.
Chartered Insurance InstituteCheckedQualification checkChartered Wealth ManagerChartered Wealth Manager, a title the Chartered Institute for Securities & Investment gives to individuals.
Chartered Institute for Securities & InvestmentChecked
Qualification checkChartered Tax AdviserChartered Tax Adviser, awarded by the Chartered Institute of Taxation.
Chartered Institute of TaxationCheckedQualification checkTrust and Estate PractitionerTrust and Estate Practitioner, the title the Society of Trust and Estate Practitioners (STEP) gives its full members.
Society of Trust and Estate PractitionersChecked
What WealthPrism checked
The same list on every page. A line with no date is as they gave it.
- Each person’s register entrylooked up by WealthPrism
- 5 qualificationslooked up by WealthPrism
- Fees, areas of work and how they workthey said
On the FCA register
Appointed representative of Example Network Partners LtdDEMO-FCA-NETWORK
On the register
Lorna Saltmarsh
Financial adviser or planner
Financial Conduct AuthorityDEMO-FCA-0003
looked up by WealthPrismLooked up on the FCA register by WealthPrism on
Appointed representative of Example Network Partners LtdDEMO-FCA-NETWORK